[경제 용어] 고정금리

대출이나 예금 시 약속한 금리를 만기할 때까지 바뀌지 않고 지속되는 금리

Fixed Rate

A fixed, or pegged, rate is a rate the government (central bank) sets and maintains as the official exchange rate. A set price will be determined against a major world currency (usually the U.S. dollar, but also other major currencies such as the euro, the yen, or a basket of currencies).

 

고정금리의 반대인 변동금리

Floating Rate

Unlike the fixed rate, a floating exchange rate is determined by the private market through supply and demand. A floating rate is often termed "self-correcting," as any differences in supply and demand will automatically be corrected in the market.

 

출처: Floating Rate vs. Fixed Rate: What's the Difference? (investopedia.com)